Christmas gifts 4 images collaged blue 80% OFF in black border

Christmas gifts, 4 images collaged in blue 80% discount in the black border 
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PSD files from Pixhylo are made with freemium usage in mind.
1. Not every PSD is available for free download or use.
2. Both private and business applications.
3. It is not essential to obtain permission (but credit is greatly appreciated!).